Clear, personal insurance guidance • Multi State

Medicare guidance

Medicare doesn’t have to be confusing.

Michelle breaks it down into simple, friendly explanations so you can compare choices with confidence.

What Medicare includes

Part A

Hospital coverage

Part B

Medical coverage

Part C

Medicare Advantage

Part D

Prescription drug coverage

Medigap

Supplemental coverage

Advantage vs. Medigap

Medicare Advantage

Private-plan alternatives to Original Medicare that often use provider networks and may include additional benefits.

Medigap

Supplement policies that work with Original Medicare and may help pay certain out-of-pocket costs.

Enrollment information

Enrollment windows

Initial Enrollment: Begins three months before turning 65.

Special Enrollment: May apply when job-based coverage changes.

Annual Enrollment: October 15–December 7.

Details to consider

  • Your doctors and preferred providers
  • Your prescriptions
  • Plan costs and provider networks
  • Available coverage in your location

Your needs guide the conversation.

Michelle helps you compare available plans based on your doctors, prescriptions, budget, lifestyle, and other personal needs.

Medicare plan availability disclosure

M A Coleman Insurance Agency currently represents eight Medicare organizations serving its Louisiana service area. The number and selection of available plan products vary by ZIP code, parish, eligibility, and coverage year.

Use Michelle’s secure plan-comparison link to see plans available for your location. You can also visit Medicare.gov or call 1-800-MEDICARE, available 24 hours a day, 7 days a week, for information about all available plan choices.